At The Law Offices of Janis A Carney, we are strongly committed to encouraging and helping our clients plan ahead for the financial realities of long-term care and their other financial needs during the second half of life. We help our clients and their families understand the financial reality of aging and assess their financial options for the future.

In partnership with experts from one of the top elder care financial firms in the nation, we help clients find the best asset-based solutions available to pay for their long-term care (if needed), while avoiding the problems plagued by traditional long-term care insurance. These problems include high costs, unpredictable increases in premiums and/or reductions in coverage, being disqualified due to age or health, use-it-or-lose-it investment models, and claim denials.

Although we are state-licensed insurance agents ourselves, we are first and foremost committed to protecting the interests of our clients. Our duties include:

  • Ensuring that all of the terms for any investment offered to our clients are fully explained and understood.
  • Ensuring that potential investments are in the best interests of our clients (not those of the financial advisor’s).
  • Ensuring that our clients are never pressured into purchasing anything and can back out of an investment if they change their minds.

Our goal in this, like all of our legal services, is to help our clients and bring them peace of mind.

If you are interested in these services, then please call our law office at 408-402-6440 or email us at